Everyone is worried about their future, this concern has increased further from the time of the Corona epidemic. People are not able to save their loved ones even by applying their accumulated capital. In such a situation, the problem of those people who do not have a fixed income has increased. If you also want that you also have a fixed income, then today, tell you about a special scheme of the government company LIC. In which you will continue to get a fixed amount of one lakh rupees every year.
Actually LIC’s New Jeevan Shanti Scheme is a pension scheme. You can start it for your future. The special thing about this policy is that in this the policyholder gets a fixed amount every year or every month. In this policy you have the option to start pension immediately or after 5, 10, 15 and 20 years.
This is how 1.05 lakh rupees will be received annually
Suppose you started LIC’s Jeevan Shanti Scheme at the age of 35 and after 20 years you can set your pension. Under this policy, you will get 21.6 percent interest as a pension on an annual basis. If you invest a lump sum of Rs 5 lakh in this policy. So after 20 years, you will continue to receive an amount of 1.05 lakh rupees annually as pension. Although you can start the amount of your pension even after 5,10 or 15 years, but the returns will be less in it.
These facilities are also available in the policy
After a certain period in this scheme, a certain amount of money starts to accrue. People between 30 and 85 years can invest in this scheme. Loans can also be taken on this policy. If you see any problem in this policy, then you can surrender it after 3 months. Pension can be started anytime between one to 20 years after the commencement of the policy. But it is to be noted here that the option you have chosen while taking the policy cannot be changed later.
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