In the midst of recession, only FD will be the support, earnings will continue to be made every month, the tension of expenses will be removed

In a volatile environment, FDs make the path of earning easy (indicative picture)

As much as possible, take a cumulative FD plan. This is also called interest re-investment. In this type of plan, the FD interest money is reinvested. If you do not need monthly or quarterly income, then you can go for a cumulative FD plan.

There is a continuous decline in the stock market. People’s money is being sunk. Risk of recession from above. In such a situation, something has to be done so that along with saving, the tension of spending also goes away. Keep on saving and keep your expenses with returns. If you feel this need, then fixed deposit ,FD) can be a good tool. FD will not make you rich overnight, but the stock market (Share Market) can definitely give you relief from the fall. The way there is chaos in the stock market, it is clear that it is not appropriate to invest money in the market right now. Then where will you invest the money so that both today and tomorrow are safe. The answer is FD. Let’s find out why.

There is a lot of volatility in the stock market right now. In this situation, investing money in the market would not be advised at all. Then the question is where to deposit your investment money. Experts say that in the event of economic instability, one should always invest his money in a risk-free instrument, that is, an investment in which there is no risk. in this FD It comes first because with Fixed Deposit you can get assured, safe and consistent returns. This is the wish of every investor in a volatile environment. Then why think You can make FD the first stop for investment. FDs may not give returns like stocks and mutual funds, but there is no risk of losing money in it.

After considering all these things, you can open FD easily. When its account is opened, you can increase the FD return by keeping some simple things in mind.

read this also



  • As much as possible, take a cumulative FD plan. This is also called interest re-investment. In this type of plan, the FD interest money is reinvested. If you do not need monthly or quarterly income, then you can go for a cumulative FD plan.
  • Adopt ‘FD Laddering Strategy’. In this strategy, keeping in mind your financial goal, you have to take different FDs. FDs have to be taken for different tenures. The advantage of many FDs is visible in the opposite times when there is a downside all around. From time to time you will get the benefit of FD maturity. Suppose you have taken an FD with three different maturities, then its maturity will also be available in three different years. With this you can plan for any big expenditure.
  • As much as possible, do not break the FD prematurely unless there is a huge problem. Breaking an FD prematurely destroys its ability to pay compound interest. Then there is no meaning of FD. If there is a dire need of money, then you can take a loan against the same FD.
  • Finally, when the FD matures and money is about to come in your hands, calculate your expenses. If the maturity money is not needed, then re-invest the FD interest money in the FD itself. This will give the benefit of compound interest and in the end a huge amount will be in hand.