Everyone wants his family to be safe. Even after he is not in the world, he should not face any kind of problem. In such a situation, the Prime Minister Jeevan Jyoti Bima Yojana (PMJJBY) of the Modi government can prove to be beneficial for you. In this, you can get insurance of 2 lakh rupees by paying a premium of just Rs 330 annually.
This is a type of term insurance that has to be renewed every year. In this, on the death of the insured, his family members can claim the government for 2 lakh rupees. It is also covering the corona epidemic along with other diseases. In such a situation, even if a person dies of corona, the family can claim for the money.
You can claim after 45 days
In Pradhan Mantri Jeevan Jyoti Bima Yojana, if a person dies 45 days after the purchase of insurance, then the family can claim. Claim will not be valid before this. However, if the person dies in an accident, then this condition does not matter.
Benefits of the scheme
If a person dies after investing in PMJJBY, then his family gets 2 lakh rupees. It can be taken by a person between 18 and 50 years of age. A premium of Rs 330 is to be paid annually. The account holder of any bank can buy this insurance. Even if a person is killed or commits suicide, he gets insurance cover. The scheme started on 9 May 2015.
read this also :
The postappeared first on .